SBI Indian Railways Card – Your ticket to the world of Free Railway Tickets

The SBI Railway Card is a unique, one-of-its-kind Credit Card that gives you the power to get FREE railway tickets and thereby, helps you get better value for your money. Especially brought to you by SBI Card and Indian Railways through IRCTC, it keeps you a step ahead with a host of other unmatched benefits.

Here you will know about Free Train Tickets Offer from IRCTC with SBI Bank Card – How to get and Benefits of SBI Railways Card

Get back upto 10%* of your AC ticket fare as Railway Points
Get 10% of your base fare as Railway Points, on AC class (except 3 AC) railway tickets through your complimentary membership to Shubh Yatra – the Frequent Traveller Programme of Indian Railways

0% Transaction Charge on tickets booked at
Benefit from an exclusive 1.8% transaction charge waiver on your Credit Card transactions at

Earn FREE tickets
Shop, dine, travel on your SBI Railway Card and earn 1 Railway Point for every Rs. 125 of retail spends

Rs. 10 Lac Free Personal Accident Insurance Protection
Get a complimentary personal accident insurance cover of Rs. 10 lac in the event of loss of life resulting from a train accident, while traveling on a valid ticket

0% Transaction Fee on your Fuel
Your card offers you a tank full of advantages. Just use your card to purchase fuel and other lubricants for amounts exceeding Rs. 400 up to Rs. 2000, each time, at designated IndianOil & IBP petrol pumps and save transaction fee

SBI IRCTC Indian Railways Card with Free Tickets Offers

SBI IRCTC Indian Railways Card with Free Tickets Offers

Other Benefits from SBI Railways Card

Balance Transfer
You can now enjoy high savings with our low interest rate. Just transfer the balances from any of your other Credit Card to your SBI Railway Card and enjoy Balance Transfer Plans as suited to your financial needs and avail of a low rate of interest. Processing Fee would be charged as applicable

Take that dream vacation with your family and friends and pay small EMIs with Flexipay, the easy installment plan from SBI Railway Carde

Add-on Card
Share the power of your Credit Card with your spouse, parents and children/siblings above 18 years by applying for add-on cards for them at a low Annual Fee of Rs. 250 only

For additional benefits, please log on to

How to register Indian Railways Official Website: IRCTC

To apply for SBI Railway Card, Click here.

Alternatively, you can call SBI Railway Card 24-hr Customer Helpline at 39 02 12 12 or 1800 180 1295 (if calling from MTNL/BSNL accounts)

* Terms & Conditions Apply

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